That's good advice. Of course buying online (even with PayPal), having a credit card is almost a must. I haven't carried a balance on my credit card (any credit card) from month-to-month, in, oh, 5 years or so. Buying on credit as a convenience does not necessarily = carrying a balance.
I bought a house last year. And a new car last month. Both were financed and both were in both our names. The 50/50 marriage partnership. Y'all may think I'm a shit for my approach to my "mad money" spending (that's fine--I can handle it), but everything I've bought is in both our names. My wife is half owner of the house, the car, and everything else. And when I croak off she'll be the 100% owner of everything (including my book collections), plus investments, life insurance, etc.\Originally Posted by patrick
As far as the credit reports go? She doesn't get into the details of financing. She's satisifed that I make the money, I handle taking care of financial dealings. She did pick out the car she wanted (she gets the new one and I take over the old one), and she was the driving force behind which house we bought. Most of the things like this, I'm just along for the ride. And to sign the papers of course. And that's pretty much fine with me. Most of the time, anyway.