Buying a hard copy online 😊
Buying a hard copy online 😊
Wanted list:
Ubris
Hearts are tough, she said, most times hearts don't break, and I'm sure that's right . . . but what about then? What about who we were then? What about hearts in Atlantis?
Spoiler:
Want free cash? See inside for an exciting opportunity! Get rich quick! Work from home and earn millions!
But seriously, most folks can get $125 bucks. I just checked everyone in my household and we're all eligible.
https://www.ftc.gov/enforcement/case...ach-settlement
Eligibility tool: https://eligibility.equifaxbreachset...en/eligibilityIn September of 2017, Equifax announced a data breach that exposed the personal information of 147 million people. The company has agreed to a global settlement with the Federal Trade Commission, the Consumer Financial Protection Bureau, and 50 U.S. states and territories. The settlement includes up to $425 million to help people affected by the data breach.
If your information was exposed in the data breach, you can file a claim at EquifaxBreachSettlement.com for the benefits described below.
Not sure if your information was exposed? Use this look-up tool to see.
You can file a claim for:
Free Credit Monitoring and Identity Theft Protection Services
Up to 10 years of free credit monitoring OR $125 if you decide not to enroll because you already have credit monitoring.
Fucking site freezes after I fill in my info and hit next.
I'll try it later on my desktop instead of my phone.
Just filed my claim! Looks like I might have $125 coming!
A NEW GAME BEGINS
It looks like you need supporting documentation. I just requested free credit monitoring.
Wanted: Human skin edition of The Book of the Dead. Will accept PC copy.
Only if you lost/had to spend money as a result of their screw-up. Otherwise, you can skip those two parts.
A NEW GAME BEGINS
FYI for everyone who hasn't filled it out yet:
You don't need documentation if you just take the $125. It will ask you if you already have some form of credit monitoring and you have to check "yes". It doesn't specify that "credit monitoring" necessarily means the service that Equifax provides.
You do have the option to file for compensation for time spent dealing with the breach. You can do this for up to 20 hours at $25/hour. If you claim 0-10 hours you need to provide a list of specific tasks and approximate dates. If you claim 11-20 you need to provide supporting documentation.
Lastly, you can file for a loss of money, e.g., if someone stole your identity and cost you money that you didn't recoup. For this you also need documentation.
I strongly urge everyone to do this!! For one, it's free money - if your info was in the breach, it's already out there and not taking the money isn't going to put it back. Also, Equifax are a bunch of bastards and deserve to have to pay out because of this breach. They have access to everyone's most personal financial information, whether you choose for them to or not. The score that they generate is one of the most meaningful scores in your life - it determines whether you can buy a house or a car, and, if so, how much you'll have to pay in interest over the life of a loan. Literally tens and hundreds of thousands of dollars are on the line. They are opaque about how they generate this score, and when there are provable problems with a score the onus is on the individual to fight it. In this particular breach, they new about it for months without disclosing it to customers. The three major credit monitoring bureaus are vampires on society and only manage to survive because, like most incredibly shitty industries, they give a lot of money to politicians and in settlements like this to make sure that they don't have to follow common sense rules (for example, immediately disclosing data breaches). Very sincerely and heartily fuck these guys and go get paid
I was able to get it to work on my desktop. All 4 adults in my house filed a claim.
I already filed without taking the money because it was confusing. I did not see where you could claim $125 without any documentation or whatever. It also says if there is more claims than money, the money will be reduced.
If someone can tell me how to claim the $125 without filling out the hours form - please advise, as I will have my husband do this.
Wanted: Human skin edition of The Book of the Dead. Will accept PC copy.
Go here:
https://www.ftc.gov/enforcement/case...ach-settlement
You will get a redirect in 5 seconds.
Fill out the forms., then click next. Choose option 2 (Cash Payment....) then hit Next.
On the next page DO NOT click Yes, simply click next.
When you get to the payment selection, you can click check, or prepaid card-whichever you prefer.
On the last page, check the two acknowledgement boxes, and type in the claimants name.
Click submit
You can then print up the paperwork for your claim form, as a record.
Thanks Jerome.
Wanted: Human skin edition of The Book of the Dead. Will accept PC copy.
Even though I was affected by the breach, I'm going enroll, but I'll likely get the 10 year credit monitoring. I have a good feeling that the cash payouts are going to be pretty small as more people sign up.
Where does it say that the one-time $125 payout will be reduced if too many people select that option?
It’s just that there is a limited dollar amount that Equifax is required to pay out. If everyone affected goes for the payout, it will not amount to $125 per person.
Am guessing that it may only be valid to americans?
------------------------------------------------
CLUB STEPHEN KING (french website about STEPHEN KING, since 1992) : on : Facebook | Twitter | Instagram
------------------------------------------------
The verbiage is unclear. Supposedly there is a settlement pool of over $300 million, but after the $125 claims reach ~$32 million (248,000 claims) the payout will be lowered proportionately based up the number of claims.
I haven't read the legalese but reduced payments could happen.
I believe I heard that the settlement was $575M total but only $31M set aside for the $125.00 per person/family payout. There were more than 147M American people affected by the breach. I don't expect much more then $1.00 -- but I DID put in my claim.
John
That’s correct. This is what I found in a Washington Post article...
“Fine print reveals why a lot of people won’t get the full $125. They are only going to pay out that amount until the requests hit a $31 million cap. After that, the payouts will be lowered and distributed on a proportional basis. The total pool for restitution is $380.5 million.”