I am a pathological collector and one who buys a LOT of stuff through the mail. Although I may not be the most astute businessman in the world. I know not to enter a business negotiation immediately accepting a payment method that offers em ZERO RECOURSE (for the buyer) if there is a problem.
As for me not being a seller, i havent sold here yet, but im ready to list a few items any day now though. It shouldnt matter, though. Everyone in the market place deserves to be as protected as possible.
Paypal most certainly would have refunded sgc's money. The item was not as described. But we'll never know correct? Because he paid with Paypal friends and family.